Puppy Insurance: What You Need To Know
22.02.24 February 22, 2024 Getting A Puppy

Puppy Insurance: What You Need To Know

Introduction Puppy insurance is an essential and important part of the pet ownership journey that gives owners peace of mind that should the worst happen, their pup is protected. Simply put, pet insurance exists to help owners looking to protect their canine companions from unexpected health issues and the associated costs of veterinary care. Much like health insurance for us humans, puppy insurance like that offered by our friends over at Waggel, covers a range of treatments, surgeries and medications that may be needed throughout your puppy’s life. Taking out a puppy insurance policy is just one of the many ways you can protect your pet and ensure they’re being cared for in the best way possible. Whilst puppy insurance protects your pet from accidents and illnesses, treating your pup to the best pet products is sure to contribute to their health and wellbeing too. This means making sure your pup is welcomed home in true style with high-quality pet products that are made to last - like those from Lords & Labradors. Why Puppy Insurance Matters Pet insurance is particularly crucial during a puppy's early years when they are more susceptible to accidents, illnesses and the development of unforeseen health conditions. Many owners push the thought of insurance from their minds and think that because their pet is young, they’re unlikely to experience any issues. Sadly, this couldn’t be further from the truth. By investing in puppy insurance, you can ensure that you’re consistently providing the best possible care for your furry friend without the worry of facing overwhelming veterinary fees and bills. Without an insurance policy in place, you risk having to pay substantial fees if your pet were suddenly to become ill or involved in an accident. During a time of stress and upset, who would want to be worrying about vet bills? Without the added stress of paying hundreds or even thousands for treatment, you can focus on what’s most important, helping your dog get back to optimal health. Vet fees can quickly add up and can become a financial burden in a time of anxiety. From surgery costs to medication and x-rays, an insurance policy in place for your pup can give you added peace of mind during times of uncertainty ultimately meaning you’ll have one less thing to worry about. When it comes down to it, we all want what's best for our pets and our love for them means that we’ll always choose the best things for them, whether this be premium pet insurance or premium pet products. Being a pet owner means going one step beyond to ensure our furry friends are living the life they truly deserve. Understanding Puppy Insurance Puppy insurance is a pet insurance policy that can be taken out when a dog is as young as 8 weeks old. Most insurers require puppies to be 8 weeks old before they are eligible for an insurance policy simply because this is the youngest they can be separated from their littermates and mother. Separating a puppy from their litter too early can cause them to exhibit fear, anxiety and reactivity which is something no prospective owner wants for their new addition. Insuring your puppy from 8 weeks means that they’ll be protected as soon as they join your family. Doing this early on in your puppy’s life means you can avoid pre-existing condition exclusions often put in place by insurance providers to ensure you aren’t claiming on a condition your pet already had before you took out your policy. To break it down, if your pup was insured from 8 weeks old and suddenly at 2 years old developed a health condition that required veterinary care, you’d be able to claim for treatment relating to the condition for the entirety of your dog’s life as long as you remain with the same insurer, pay your monthly premiums and have a Lifetime policy in place. However, if you waited until your puppy became an adult and then tried to claim on something they suffered with as a puppy when they weren’t insured, this would be classed as pre-existing and means your claim will likely be declined leading to more stress in an already worrisome situation. At Waggel, they’re all about making insurance simple and do so by only offering one type of policy, Lifetime. A Lifetime policy means that you can continue to claim for any conditions your dog may develop throughout their entire life, as long as you renew your policy each year. When purchasing a puppy, some owners are offered temporary pet insurance policies that protect their pet as they settle into their new home. They are often offered by breeders with the purchase of a puppy and don’t involve handing over any bank details. The catch is that they’re not a long-term solution and expire automatically after 4 weeks. Switching to a Lifetime insurance policy, like that provided by Waggel, can eliminate any potential complications and ensure your puppy is protected from as young as 8 weeks old leaving no time for pre-existing conditions to develop. Types Of Puppy Insurance Waggel offers Lifetime policies only for one simple reason; because they’re the most comprehensive. Though they’re considered one of the more expensive types of pet insurance, Lifetime policies offer peace of mind to owners who can continue to claim for the same condition year after year as long as their policy stays active. Waggel also offers flexibility by allowing you the ability to adjust your Annual Coverage and Excess each year to suit your financial needs. There are, however, other types of puppy insurance available such as maximum benefit, time-limited and accident-only policies. Maximum benefit puppy insurance policies refer to a mid-level type of cover for injuries, accidents and illnesses. With a maximum benefit policy in place, you can continue to claim per condition up to a pre-specified limit. Once this limit is reached, you won’t be able to claim for the condition anymore until it resets or the policy is renewed. Time-limited policies may seem more affordable than Lifetime and maximum benefit but they can be limiting in terms of what they offer. Essentially, they allow you to claim for conditions your dog has developed up to a timed limit. Once this timeframe has passed, you’ll be unable to claim. It’s commonly used for short-term illnesses and injuries, though health conditions can be unpredictable and reappear at any time throughout your dog’s life. With a time-limited policy in place, it’s unlikely you’d be able to claim for the same condition again which can be worrying for many owners. Accident-only policies are considered one of the more cost-effective forms of pet insurance simply because they only cover treatment and medical expenses related to accidents. Whilst this may be tempting for new pet owners who haven’t experienced ownership before, pets are very unpredictable and can develop health conditions at any point during their lifespan which an accident-only plan is unlikely to cover. For peace of mind, flexibility and continuous protection year after year, a Lifetime policy is sure to provide everything your pet needs and more. What Puppy Insurance Can Cover So, you’ve decided to take out puppy insurance but what’s really included in your policy? Most comprehensive policies like Lifetime and maximum benefit include coverage for veterinary fees such as diagnostics, surgery, medication and procedures, third-party liability in the event your dog is involved in a legal matter for which you’re deemed legally responsible, and the purchase price if your pet passes away, is stolen or goes missing. All of the above can go a long way in providing your pup with the best start to life. Some policies go even further, like Waggel’s Lifetime policies that also include dental and travel cover for pet owners. Dental health is a very important aspect of canine health and shouldn’t be overlooked. As a pet owner, it’s your responsibility to ensure your dog’s teeth are annually checked and deemed healthy by a vet. Your vet will be required to note down on their records that your puppy’s teeth are in optimal health in order for you to submit a dental-related claim in the future. Without a record of good dental health, insurers will be unable to determine the original condition of your dogs when they were young. With travel cover included as part of your policy, you can rest assured that your puppy is protected even when you’re both out of the country. Waggel offers coverage for emergency treatment when you’re on holiday outside of the UK and within a country of the Pet Travel Scheme for up to 90 days each year. No one wants to think of a time when their pet isn’t here anymore, especially in the excitement of bringing home a puppy. However, as a pet owner it’s something you want to know is covered during a time of sadness. When searching for pet insurance, it’s a good idea to look for policies that include death cover and benefits such as coverage for the purchase price of your pet if they pass away from an accident or illness. Exclusions In Puppy Insurance Whilst we wish puppy insurance covered everything, there are some things that are excluded. As mentioned above, most pet insurance providers exclude pre-existing conditions from policies which is why it’s so important to get your pet insured as soon as possible. Other things that aren’t typically covered in puppy insurance policies include routine, preventative and cosmetic treatments. Routine treatments such as vaccinations and flea and worm treatment are typically excluded as insurers focus on specific treatments instead. This also means you’ll be unable to claim for the cost of neutering or spaying your puppy. Fortunately, lots of vets have health plans in place which, by paying a monthly cost, can help you secure discounts for routine and elective treatments. Health plans often work in conjunction with pet insurance policies so you can continue to get the best price for treatment and protection for your pet at the same time. Conclusion Puppy insurance is a vital part of pet ownership that can ensure your pet is protected from as little as 8 weeks old. Choosing the right kind of policy is important as you want to ensure you get the most comprehensive kind of coverage. We recommend Lifetime insurance like that offered by Waggel as it includes cover for things such as vet fees and dental treatment. Insuring your puppy early means you can skip the worry of pre-existing conditions and rest easy knowing you can claim back the cost of treatment for any condition your dog may face in the future. Taking care of your new addition also extends beyond insurance and includes incorporating high-quality pet products from Lords & Labradors. To ensure your new furry friend gets the best start to life, why not explore Lifetime policies and get a free, no-obligation quote from Waggel? As a Waggel member, you’ll have access to an exclusive membership platform where you can book free vet, behaviour and nutrition consultations. So, when they say they’ve got your back, they really mean it. Once your insurance policy is live you can gain immediate peace of mind knowing your pet is protected for life. And if you’re thinking of celebrating this little win, why not explore even more premium pet products with Lords & Labradors offering comfort and luxury for your dog throughout every phase of their life?

By Megan Willis

Read more

Introduction

Puppy insurance is an essential and important part of the pet ownership journey that gives owners peace of mind that should the worst happen, their pup is protected.

Simply put, pet insurance exists to help owners looking to protect their canine companions from unexpected health issues and the associated costs of veterinary care. Much like health insurance for us humans, puppy insurance like that offered by our friends over at Waggel, covers a range of treatments, surgeries and medications that may be needed throughout your puppy’s life.

Taking out a puppy insurance policy is just one of the many ways you can protect your pet and ensure they’re being cared for in the best way possible. Whilst puppy insurance protects your pet from accidents and illnesses, treating your pup to the best pet products is sure to contribute to their health and wellbeing too. This means making sure your pup is welcomed home in true style with high-quality pet products that are made to last - like those from Lords & Labradors.

Why Puppy Insurance Matters

Labrador puppies climbing out of a grey puppy bed

Pet insurance is particularly crucial during a puppy's early years when they are more susceptible to accidents, illnesses and the development of unforeseen health conditions. Many owners push the thought of insurance from their minds and think that because their pet is young, they’re unlikely to experience any issues. Sadly, this couldn’t be further from the truth. By investing in puppy insurance, you can ensure that you’re consistently providing the best possible care for your furry friend without the worry of facing overwhelming veterinary fees and bills.

Without an insurance policy in place, you risk having to pay substantial fees if your pet were suddenly to become ill or involved in an accident. During a time of stress and upset, who would want to be worrying about vet bills? Without the added stress of paying hundreds or even thousands for treatment, you can focus on what’s most important, helping your dog get back to optimal health.

Vet fees can quickly add up and can become a financial burden in a time of anxiety. From surgery costs to medication and x-rays, an insurance policy in place for your pup can give you added peace of mind during times of uncertainty ultimately meaning you’ll have one less thing to worry about.

When it comes down to it, we all want what's best for our pets and our love for them means that we’ll always choose the best things for them, whether this be premium pet insurance or premium pet products. Being a pet owner means going one step beyond to ensure our furry friends are living the life they truly deserve.

Understanding Puppy Insurance

Sleeping puppies in a womans arm

Puppy insurance is a pet insurance policy that can be taken out when a dog is as young as 8 weeks old. Most insurers require puppies to be 8 weeks old before they are eligible for an insurance policy simply because this is the youngest they can be separated from their littermates and mother. Separating a puppy from their litter too early can cause them to exhibit fear, anxiety and reactivity which is something no prospective owner wants for their new addition.

Insuring your puppy from 8 weeks means that they’ll be protected as soon as they join your family. Doing this early on in your puppy’s life means you can avoid pre-existing condition exclusions often put in place by insurance providers to ensure you aren’t claiming on a condition your pet already had before you took out your policy.

To break it down, if your pup was insured from 8 weeks old and suddenly at 2 years old developed a health condition that required veterinary care, you’d be able to claim for treatment relating to the condition for the entirety of your dog’s life as long as you remain with the same insurer, pay your monthly premiums and have a Lifetime policy in place.

However, if you waited until your puppy became an adult and then tried to claim on something they suffered with as a puppy when they weren’t insured, this would be classed as pre-existing and means your claim will likely be declined leading to more stress in an already worrisome situation.

At Waggel, they’re all about making insurance simple and do so by only offering one type of policy, Lifetime. A Lifetime policy means that you can continue to claim for any conditions your dog may develop throughout their entire life, as long as you renew your policy each year.

When purchasing a puppy, some owners are offered temporary pet insurance policies that protect their pet as they settle into their new home. They are often offered by breeders with the purchase of a puppy and don’t involve handing over any bank details. The catch is that they’re not a long-term solution and expire automatically after 4 weeks.

Switching to a Lifetime insurance policy, like that provided by Waggel, can eliminate any potential complications and ensure your puppy is protected from as young as 8 weeks old leaving no time for pre-existing conditions to develop.

Types Of Puppy Insurance

Labrador puppies sat in a mink boucle dog bed

Waggel offers Lifetime policies only for one simple reason; because they’re the most comprehensive. Though they’re considered one of the more expensive types of pet insurance, Lifetime policies offer peace of mind to owners who can continue to claim for the same condition year after year as long as their policy stays active. Waggel also offers flexibility by allowing you the ability to adjust your Annual Coverage and Excess each year to suit your financial needs.

There are, however, other types of puppy insurance available such as maximum benefit, time-limited and accident-only policies.

Maximum benefit puppy insurance policies refer to a mid-level type of cover for injuries, accidents and illnesses. With a maximum benefit policy in place, you can continue to claim per condition up to a pre-specified limit. Once this limit is reached, you won’t be able to claim for the condition anymore until it resets or the policy is renewed.

Time-limited policies may seem more affordable than Lifetime and maximum benefit but they can be limiting in terms of what they offer. Essentially, they allow you to claim for conditions your dog has developed up to a timed limit. Once this timeframe has passed, you’ll be unable to claim. It’s commonly used for short-term illnesses and injuries, though health conditions can be unpredictable and reappear at any time throughout your dog’s life. With a time-limited policy in place, it’s unlikely you’d be able to claim for the same condition again which can be worrying for many owners.

Accident-only policies are considered one of the more cost-effective forms of pet insurance simply because they only cover treatment and medical expenses related to accidents. Whilst this may be tempting for new pet owners who haven’t experienced ownership before, pets are very unpredictable and can develop health conditions at any point during their lifespan which an accident-only plan is unlikely to cover.

For peace of mind, flexibility and continuous protection year after year, a Lifetime policy is sure to provide everything your pet needs and more.

What Puppy Insurance Can Cover

Labrador puppy in a striped dog bed

So, you’ve decided to take out puppy insurance but what’s really included in your policy? Most comprehensive policies like Lifetime and maximum benefit include coverage for veterinary fees such as diagnostics, surgery, medication and procedures, third-party liability in the event your dog is involved in a legal matter for which you’re deemed legally responsible, and the purchase price if your pet passes away, is stolen or goes missing.

All of the above can go a long way in providing your pup with the best start to life. Some policies go even further, like Waggel’s Lifetime policies that also include dental and travel cover for pet owners.

Dental health is a very important aspect of canine health and shouldn’t be overlooked. As a pet owner, it’s your responsibility to ensure your dog’s teeth are annually checked and deemed healthy by a vet. Your vet will be required to note down on their records that your puppy’s teeth are in optimal health in order for you to submit a dental-related claim in the future. Without a record of good dental health, insurers will be unable to determine the original condition of your dogs when they were young.

With travel cover included as part of your policy, you can rest assured that your puppy is protected even when you’re both out of the country. Waggel offers coverage for emergency treatment when you’re on holiday outside of the UK and within a country of the Pet Travel Scheme for up to 90 days each year.

No one wants to think of a time when their pet isn’t here anymore, especially in the excitement of bringing home a puppy. However, as a pet owner it’s something you want to know is covered during a time of sadness. When searching for pet insurance, it’s a good idea to look for policies that include death cover and benefits such as coverage for the purchase price of your pet if they pass away from an accident or illness.

Exclusions In Puppy Insurance

Husky puppy asleep on the floor

Whilst we wish puppy insurance covered everything, there are some things that are excluded. As mentioned above, most pet insurance providers exclude pre-existing conditions from policies which is why it’s so important to get your pet insured as soon as possible.

Other things that aren’t typically covered in puppy insurance policies include routine, preventative and cosmetic treatments. Routine treatments such as vaccinations and flea and worm treatment are typically excluded as insurers focus on specific treatments instead. This also means you’ll be unable to claim for the cost of neutering or spaying your puppy. Fortunately, lots of vets have health plans in place which, by paying a monthly cost, can help you secure discounts for routine and elective treatments. Health plans often work in conjunction with pet insurance policies so you can continue to get the best price for treatment and protection for your pet at the same time.

Conclusion

Cocker Spaniel puppy in a striped dog bed

Puppy insurance is a vital part of pet ownership that can ensure your pet is protected from as little as 8 weeks old. Choosing the right kind of policy is important as you want to ensure you get the most comprehensive kind of coverage. We recommend Lifetime insurance like that offered by Waggel as it includes cover for things such as vet fees and dental treatment.

Insuring your puppy early means you can skip the worry of pre-existing conditions and rest easy knowing you can claim back the cost of treatment for any condition your dog may face in the future.

Taking care of your new addition also extends beyond insurance and includes incorporating high-quality pet products from Lords & Labradors. To ensure your new furry friend gets the best start to life, why not explore Lifetime policies and get a free, no-obligation quote from Waggel?

As a Waggel member, you’ll have access to an exclusive membership platform where you can book free vet, behaviour and nutrition consultations. So, when they say they’ve got your back, they really mean it.

Once your insurance policy is live you can gain immediate peace of mind knowing your pet is protected for life. And if you’re thinking of celebrating this little win, why not explore even more premium pet products with Lords & Labradors offering comfort and luxury for your dog throughout every phase of their life?

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    15.08.24 August 15, 2024 Getting A Puppy

    The Cost of Owning a Dog

    Owning a dog is a joyful and rewarding experience, but it’s essential to understand the financial commitment involved before bringing a furry friend into your home. The cost of owning a dog in the UK can vary significantly depending on several factors, including the breed, size, and health of the dog, as well as your lifestyle and location. Below, we explore the various costs associated with dog ownership, including initial expenses, ongoing monthly costs, and unexpected expenses, to help you answer the crucial question: How much does a dog cost per month?  Initial Costs of Owning a Dog Before you even bring a dog home, there are several one-time costs to consider. These initial expenses can add up quickly, but they are necessary to ensure that your new pet is well-equipped and ready for a happy life with you. Purchase Price or Adoption Fee The first cost you’ll encounter is the price of the dog itself. If you choose to buy from a breeder, the cost can range widely depending on the breed. For example, a pedigree dog from a reputable breeder can cost anywhere from £500 to over £3,000. On the other hand, adopting a dog from a rescue centre is generally more affordable, with fees typically ranging from £150 to £300. Adoption also has the added benefit of giving a dog in need a loving home. Vaccinations and Microchipping Once you have your dog, you’ll need to ensure they are up-to-date on their vaccinations. Initial vaccinations usually cost between £50 and £100. Microchipping, which is a legal requirement in the UK, typically costs around £15 to £30.  Neutering/Spaying If your dog isn’t already neutered or spayed, you should budget for this procedure. The cost can vary depending on the size and gender of the dog, but generally, it ranges from £100 to £300.  Essential Equipment To ensure your dog is comfortable in their new home, you’ll need to purchase some essential items. Here at Lords & Labradors, we recommend: A Dog bed: £20 to £100 Collar and lead: £10 to £50 Food and water bowls: £5 to £30 Toys: £10 to £50 Crate or carrier: £30 to £150 Insurance It’s advisable to take out pet insurance to cover any unexpected veterinary bills. The cost of pet insurance can vary significantly depending on the level of cover and the breed of your dog, but you should expect to pay between £20 and £50 per month. This is one of the first recurring costs you’ll encounter, but it’s essential to consider as it can save you a significant amount of money in the long run.   Total Initial Costs When you add up the purchase or adoption fees, vaccinations, microchipping, neutering, and essential equipment, the initial cost of owning a dog can range from £500 to £3,500 or more. This is an important factor to consider when asking, "How much is a dog?" The initial outlay is just the beginning, and understanding the ongoing costs is crucial for long-term planning. Ongoing Monthly Costs Now that you’ve welcomed your new companion into your home, it’s time to consider the ongoing costs of dog ownership. These monthly expenses will be a significant part of your budget for the duration of your dog’s life. Food The cost of dog food varies depending on the size of your dog and the quality of the food you choose. On average, you can expect to spend between £20 and £60 per month on dog food. Premium or specialised diets may cost more, but providing high-quality nutrition is essential for your dog’s health and longevity. Regular Veterinary Care Even after the initial vaccinations, your dog will require regular veterinary check-ups, which may include annual vaccinations, flea and worm treatments, and dental care. Routine veterinary costs can range from £10 to £30 per month. It’s also wise to set aside some money each month for unexpected veterinary expenses not covered by insurance. Grooming Grooming costs depend on the breed of your dog and whether you choose to groom them yourself or hire a professional. Some breeds require regular grooming to keep their coats healthy and tangle-free. Professional grooming services can range from £20 to £70 per session, with most dogs needing grooming every 4 to 8 weeks. If you choose to groom your dog at home, you’ll still need to invest in grooming tools, which can add up over time. Pet Insurance As mentioned earlier, pet insurance is a monthly expense that can range from £20 to £50. This cost will depend on the level of cover you choose, the age, and the breed of your dog. While it might seem like an optional expense, pet insurance is highly recommended as it can prevent financial strain if your dog becomes ill or injured. Dog Walking and Daycare If you work long hours or are frequently away from home, you may need to consider dog walking or daycare services. Dog walking typically costs around £10 to £15 per walk, while doggy daycare can range from £30 to £50 per day. These services ensure that your dog gets the exercise and socialisation they need, even when you’re not around. Total Monthly Costs So, how much does a dog cost per month? On average, you can expect to spend between £70 and £150 per month on your dog’s care. This estimate includes food, regular veterinary care, pet insurance, and grooming, but can vary depending on your dog’s specific needs and your lifestyle. Additional costs, such as dog walking or daycare, can significantly increase your monthly budget. Unexpected Costs While it’s important to budget for the expected monthly costs of owning a dog, it’s equally crucial to prepare for the unexpected. Dogs can develop health issues, require emergency veterinary care, or need surgery, all of which can result in significant costs.  Veterinary Emergencies Even with pet insurance, there are often excess fees and limits on coverage that mean you could still face substantial out-of-pocket expenses in the event of a veterinary emergency. Surgery, diagnostic tests, or treatment for chronic conditions can quickly add up, sometimes costing thousands of pounds.  Behavioural Training If your dog develops behavioural issues, you may need to invest in professional training. The cost of dog training varies, but private sessions can range from £30 to £100 per hour. Group classes are usually more affordable but may still add a notable expense to your budget. Replacement of Damaged Items Puppies are often known for their tendency to chew on furniture, shoes, and other household items. While this behaviour can be managed with training, there’s always the possibility that you’ll need to replace damaged items, adding to the overall cost of ownership. Owning a dog is a long-term commitment, both emotionally and financially. Understanding the costs involved is crucial to ensuring that you can provide a stable and loving home for your pet throughout their life. From the initial purchase price or adoption fee to the ongoing monthly expenses, the question “How much is a dog?” encompasses more than just the upfront cost. It’s about being prepared for the responsibility and ensuring that your dog’s needs are met, now and in the future. By carefully considering these factors, you’ll be better equipped to make an informed decision about bringing a dog into your life, ensuring that both you and your new companion enjoy a happy and healthy relationship for years to come.  

    By Laura Rudd

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  • When Is It Too Cold To Walk Your Dog?
    06.01.25 January 06, 2025 Health

    When Is It Too Cold To Walk Your Dog?

    Winter’s really starting to set in - the clocks have gone back, resulting in darker nights and we’ve all rushed to get the heating on. But once Jack Frost has made his appearance, you may start wondering whether it’s too cold to walk your dog. You might be all set with a coat, hat, gloves and scarf, however your dog is less protected from the elements than you are. Their fur helps to keep them warm to a degree, and you can always put them in a winter coat or woolly jumper to protect them from the cold even more. But at which temperature do you decide that it’s too cold to walk them?    Should You Walk Your Dog In Winter?  You absolutely should walk your dog in winter. Walking is an excellent source of exercise for your dog, but also a way for them to experience the wonderful smells of the world around them. They get to socialise with other dogs, have some bonding time with their owner and wear themselves out ready for a cosy night by the fire.     However, before you take your dog out, you should take a look at what the weather’s doing before making a decision. If it’s a beautiful, crisp sunny day, for example, with very little breeze, a walk would be welcome. But if it’s looking a bit windy and stormy, you may decide that it’s best not to go. The walk should be enjoyable, and it’s likely that neither of you will enjoy it if it’s like this. You may also want to assess whether it’s safe to take your beloved pet out. Low fog or mist and hail can be dangerous, for example, so in these conditions it may be safer to skip the trip out.  If you do decide to venture out in the rain or snow, be sure to take a route that’s well paved and well lit.     Can Dogs Be Walked In The Cold?  Dogs definitely can be walked in the cold, and you shouldn’t let the dropping temperatures be a reason to stop giving them their daily exercise. A walk is likely one of the highlights of your dog’s day (besides dinner time) so if they’re happy to go out in the cold, you should be happy to take them.  There are some things that you may want to take into consideration before you leave the house, though.   First, you should try to walk during the day - it will be much colder early in the morning and in the evening, so stick to mid-morning or early afternoon, between 10 and 2 is ideal. Plus if salt has been put on the pavements and roads, it’s more likely to have been pushed off the surfaces by other people that have come and gone over the course of the day. Salt can cause irritation of the skin on the paw’s underside and can become painful for your dog.   You should go prepared with a coat for your dog that is sized correctly, making it comfortable for them and easy to walk in. Check out our best winter dog coats blog to see our favourites this winter. As already mentioned, you should stick to well-lit paths or routes that you and your dog know well. If they get anxious about the rain or cold weather, knowing where they are going could help them to feel a bit more at ease.       At what temperature does a dog need a coat? This will vary from dog to dog, typically smaller dogs, short haired breeds and puppies will get colder easier than their larger & long haired counter parts. There isn't an exact temperature that your dog will need a coat, but we recommend watching your dog's behaviour and judging from that, remember you know them best! If they don't like wearing a coat don't force them, the stress isn't worth it for you or them! Even with all these things in place, your dog may not be that keen to go out. Always be sure to listen to what your best friend is telling you. If they’re refusing to walk, shivering, standing in a hunched position or whining, then you should take them home.   [product]  If your dog doesn't fancy a walk but still has lots of energy to burn, why not try some indoor enrichment activities with them? 15 minutes of sniffing is equivalent to an hour's dog walk, so snuffle mats will be your best friends when your dog doesn't fancy a wintery walk. Alternatively, the Nina Ottosson interactive dog toys are great for keeping your dog's mind busy.   What Temperature Is Too Cold For A Dog To Walk Outside?  Now we’ve discussed certain weather conditions and how to prepare for a chilly walk. But how do you know when it’s time to skip walkies altogether? and what temperature should you not walk your dog? Use our table below to work it out!  Dog Walking Temperature Chart As you can see, small dogs are more vulnerable in the cold, whereas bigger dogs can withstand lower temperatures. Do keep this in mind when taking your furry friend for a walk, and avoid walking any dog when temperatures drop below -10℃, even if they’re wearing a coat.  For puppies and older dogs, it’s better to exercise a little bit more caution, as they could be more vulnerable to the cold too. If you’re at all unsure, it’s probably best to keep them in.     Can I walk my dog in -4℃? As you can see from the chart above -4℃ is either potentially unsafe or dangerous depending on what size dog you have. If you have a small or medium sized dog, or a puppy we recommend staying home and using enrichment activities to keep them busy. However, if you have a large dog, walk them with caution or stay home. If you do decide to walk a larger dog, we recommend keeping their walk shorter and properly dry them off once you're home.    How Long Should You Walk Your Dog In Cold Weather?  Generally, it’s best to cut your walks short when it’s really cold outside. The longer your pup is outside, the lower their body temperature will go, so it’s best to give them a few shorter walks instead of giving them one long walk.  For temperatures above -4℃, medium to large dogs can walk for around half an hour, whereas smaller dogs should be limited to around 20 minutes. However, do keep in mind that other factors can make it feel colder outside than it actually is. For instance, a strong wind can take a relatively mild day to a freezing cold one. Walking in the snow can be fun too, when it’s a lovely sunny day, but if you’re walking in wet sleet or through sludgy snow, your dog’s body temperature can drop quite quickly, even when they’re moving. You should stop your dog from eating snow, as this can bring their temperature down too.  You should be able to walk your dog in winter, when it’s perfectly sunny or when it’s a little bit rainy. Just do take into account other weather factors and how long you’re outside for.      Do Dog's Paws Get Cold? Just like our hands and feet, your dog's paws can get cold too! However, over time their paws have adapted to help them from freezing. Their arteries bring warm blood from their body to their paws and back up their legs, rather than loosing the heat through their skin, this is known as a countercurrent heat exchange. To help keep your dog's paws warm, make sure to dry in between their paw pads after a walk and wash off any salt and grit they may have walked through. You can even use some paw balm after to help stop their paw pads from cracking. 

    By Zac Girdlestone

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